📈 5-years Trend Analysis

SAR to INR Historical Rates

Track the performance of the Saudi Riyal against the Indian Rupee over the last month to time your next transfer perfectly.

₹--.-- Live Mid-Market Rate

Saudi Riyal to Indian Rupee (SAR to INR) 5-Year Trend Analysis

Tracking the historical exchange rate of the Saudi Riyal (SAR) against the Indian Rupee (INR) reveals a strong upward macro trend over the last five years. For Indian expatriates living and working in Saudi Arabia, understanding this trajectory is crucial for timing remittances and maximizing the value of money sent home.

In early 2021, the SAR to INR exchange rate hovered in the 19.50 range. Driven by global economic shifts and the strengthening of Gulf currencies linked to the US Dollar, the Riyal has seen significant appreciation, steadily climbing past the 22.00 mark in 2023 and frequently testing highs above 24.50 INR in recent months. By analyzing both the 30-day volatility and the 5-year growth chart above, you can confidently decide whether to lock in your transfer today or wait for a market peak.

Recent Daily Closing Rates

Date SAR to INR Rate Day-over-Day Trend
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Frequently Asked Questions: SAR to INR

What is the highest SAR to INR rate in history?

Historically, the Saudi Riyal to Indian Rupee exchange rate reached its peak recently, crossing the ₹25.00 threshold in early 2026. As seen on our 5-year macro chart, the currency pair has experienced a massive upward trajectory, climbing from the ₹19.50 range back in 2021 up to today's record-breaking levels.

Why does the Saudi Riyal keep increasing against the Rupee?

The Saudi Riyal (SAR) is permanently pegged to the US Dollar (USD) at a fixed rate of 3.75 SAR to 1 USD. Because of this peg, the Riyal's performance against the Rupee is entirely dependent on the US Dollar. When the US Dollar strengthens globally—due to inflation, Federal Reserve interest rate hikes, or international trade imbalances—the Saudi Riyal automatically gains exact proportional value against the Indian Rupee.

When is the best time of the month to send money to India?

While currency markets fluctuate daily, historical data often shows slight volatility spikes near the end and very beginning of the month when large international corporate settlements occur. To get the best rate, we recommend monitoring our 1-Week and 1-Month trendlines above. If you see the rate climb steadily for 2 to 3 consecutive days, it is usually a strong time to lock in your remittance.

Are these exchange rates what I will get at the bank?

The charts above display the "Mid-Market" rate, which is the true wholesale rate banks use to trade with one another. When you use an app like STC Pay, Urpay, or Al Rajhi, they will offer a slightly lower consumer rate to cover their margins. However, tracking the mid-market trend here guarantees you know exactly which direction the banks will move their rates each day.

Disclaimer: The historical charts reflect closing mid-market exchange rates. Live data is updated automatically via external financial APIs. Rates are provided for informational purposes only and do not guarantee the exact rate you will receive from your bank or remittance provider. Always verify rates with your specific provider before initiating a transfer.

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